Accidental Death & Dismemberment

Accidental Death and Dismemberment provides financial benefits for loss of life, limbs, or eyes as a result of bodily injury in an accident.

The full benefit amount for an employee is $300,000. If you should die while you are covered under this plan, within one year of the accident, the full benefit will be paid to the beneficiary you have designated. For full explanation of coverage view the Accidental Death and Dismemberment Certificate.

All regular full-time or regular part-time employees are eligible.  Spouses/Financially Interdependent Partners (FIPs) and dependents become eligible when the employee enrolls in family coverage.


New employees are eligible to enroll within 30 days of their start date. The AD&D option is available on the New Employee Health Care Form.

Current employees are eligible to enroll or make changes within 30 days of a life event. The AD&D option is available on the Life Event Changes Form.

All benefit-eligible employees can enroll or change their AD&D each year during open enrollment. A form for changes during Open Enrollment will be provided at that time. 

The benefits will be paid to the beneficiary you name on the Beneficiary Form. You may change your beneficiary at any time by completing a new form.

Bi-weekly rates are based on the amount of coverage selected (employee only or family). Payments are post-tax and made through biweekly payroll deductions. 

Coverage Type 12 month 9 Month Annual Cost
Employee Only $2.64 $3.60 $68.40
Employee + Family $5.27 $7.20 $136.80
If an AD&D claim needs to be filed, please contact the benefits team at The claim will be initiated through the benefits department and routed through Securian for review and next-steps.