Select 
SPRIDEN_ID, 
spriden_last_name, 
spriden_first_name, 
TBRACCD_TRAN_NUMBER,
TBRACCD_TERM_CODE, 
TBRACCD_DETAIL_CODE, 
TBRACCD_AMOUNT, 
TBRACCD_BALANCE,
TSB2TRK_CAMPUS_CODE,
TBRACCD_PIDM
from TBRACCD, spriden, tsb2trk
  where tbraccd_pidm = spriden_pidm
  and tbraccd_pidm = tsb2trk_pidm
  and TBRACCD_DETAIL_CODE = 'SPFD'
  and TBRACCD_BALANCE <0
  and spriden_change_ind is null
  and TSB2TRK.TSB2TRK_PFD_YEAR = '&PFD_Year'
/