General Coverage Information
Gallagher Koster offers Study Abroad insurance to full time students and faculty pursing educational activities outside the United States. The study abroad Insurance covers accident medical and sickness (sickness means a sickness or disease first manifesting itself when the policy is in effect).
You may also be covered under this Plan if you are under the age of 65 and enrolled as a full-time student in a U.S Primary School, Secondary School, College or University and are temporarily pursuing educational activities outside. This includes U.S. Instructors and Assistant Instructors.
Additional benefits and limits are as follows:
Medical Expenses Benefit – Lifetime Aggregate Maximum $250,000 (100% coverage for the first $5,000 of Covered Medical Expenses, then 80% coverage up to $25,000 and 100% to the Plan Maximum after deductible has been satisfied)
Deductible – $50
Repatriation of Remains – 100%
Emergency Evacuation – 100%
Emergency Reunion – $10,000
Security Evacuation – $25,000
Accidental Death and Dismemberment –$15,000
Worldwide Assistance Services – 24 hour worldwide assistance
Estimated Cost – $36.00 per month
Coverage for eligible dependents is also available.
Note: The procurement of additional coverages for personal property, lost luggage and trip cancellation are also available.
Enrollment and payment can be conveniently made online at Gallagher Koster’s secure site: Gallager Koster – College & University Students and Scholars – Study Abroad Insurance. Select Alaska for the U.S. state where you live. If you are not able to complete the application and payment process online, there is also an option to download the Plan Brochure and Enrollment form.
For a More Detailed Description of Benefits see the provided brochure. Study Abroad Accident and Sickness Insurance Brochure
For more information about this coverage, please contact:
500 Victory Road
Qunicy, MA 02171
1-800-933-4723 or 1-617-769-6052