Supplemental Life Insurance

Employees may purchase additional life insurance to supplement their basic coverage. Coverage amounts under this plan are in blocks of $25,000 to a maximum of $400,000.

Eligibility
All regular full-time or regular part-time employees are eligible; however benefit reductions apply to employees age 65 or older. Dependents are not covered.

Cost
Rates are based upon employee age as of July 1 of each year. Check current life insurance rates or please consult with your regional human resources office. Payments are made through biweekly payroll deductions.

Enrollment
Complete the UA Choice Supplemental Benefit Election Form and submit it to your regional human resources office. You may enroll within 30 days of the date of your employment, during open enrollment, or after a major life event. You do not need to submit evidence of insurability.

Coverage
The maximum amount of supplemental life insurance that a university employee can purchase under this plan is $400,000. A new employee may purchase the maximum amount of coverage within 30 days of hire. After 30 days, employees are limited to an annual increase of $50,000 in coverage. Your coverage ends on the date that you terminate eligible employment with the university.

Beneficiary
The benefits will be paid to the beneficiary you name on the Beneficiary Designation Form. You may change your beneficiary at any time by completing a new beneficiary form.

Filing a Claim
Life insurance claims should be filed through your regional human resources office. Claims should be returned to that office for final completion and transmittal to the insurance carrier.