The university's disability plan will help to replace lost income from serious disabilities that last longer than 90 days. The long-term disabilty income plan premium is paid by the university on your behalf. In addition to this plan, you may be entitled to disability benefits from the following sources:

• Other group insurance contracts
• Workers' Compensation
• Benefits provided by any state or federal government
• Any retirement plan benefit toward which the university contributes or makes payroll deductions (such as PERS or TRS)