Benefits | Rates

2009-2010 Life Insurance Rates

Rates show plan-year totals with biweekly payment amounts. Nine- 10- and 11-month employees pay through payroll deductions over 19 pay periods. Twelve-month employees pay deductions over 26 pay periods.

Click here for a pdf with the supplemental life insurance rates.

Accidental Death and Dismemberment

Participation is optional. (After tax, biweekly deduction)

Untitled Document

Number of Individuals	12 Month	9 Month	Annual Cost
Employee Only	$1.15	$1.58	$30
Employee + Family*	$2.31	$3.16	$60

Supplemental Life Insurance

The university provides $50,000 in life insurance for eligible faculty and staff. Eligible faculty and staff may purchase up to $400,000 in supplemental life. After you select a coverage level for supplemental life insurance in your first 30 days of employment, you may later increase your preferred level of supplemental life insurance in increments up to $50,000. Such increases may be made during open enrollments or following major life events.

12-month employee rates, 26 pay periods (after tax biweekly deduction)
C O S T I N C R E M E N T S	coverage	<30	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65+
	25,000	.47	.70	.81	1.16	1.74	3.00	5.20	7.04	15.00
	50,000	.93	1.39	1.62	2.31	3.47	6.00	10.39	14.08	N/A
	75,000	1.39	2.08	2.43	3.47	5.20	9.00	15.58	21.12	N/A
	100,000	1.85	2.77	3.24	4.62	6.93	12.00	20.77	28.16	N/A
	125,000	2.31	3.47	4.04	5.77	8.66	15.00	25.97	35.20	N/A
	150,000	2.77	4.16	4.85	6.93	10.39	18.00	31.16	42.24	N/A
	175,000	3.24	4.85	5.66	8.08	12.12	21.00	36.35	49.27	N/A
	200,000	3.70	5.54	6.47	9.24	13.85	24.00	41.54	56.31	N/A
	225,000	4.16	6.24	7.27	10.39	15.58	27.00	46.74	63.35	N/A
	250,000	4.62	6.93	8.08	11.54	17.31	30.00	51.93	70.39	N/A
	275,000	5.08	7.62	8.89	12.70	19.04	33.00	57.12	77.43	N/A
	300,000	5.54	8.31	9.70	13.85	20.77	36.00	62.31	84.87	N/A
	325,000	6.00	9.00	10.50	15.00	22.50	39.00	67.50	91.50	N/A
	350,000	6.47	9.70	11.31	16.16	24.24	42.00	72.70	98.54	N/A
	375,000	6.93	10.39	12.12	17.31	25.97	45.00	77.89	105.58	N/A
	400,000	7.39	11.08	12.93	18.47	27.70	48.00	83.08	112.62	N/A

9-, 10- and 11-month employee rates, 19 pay periods (after tax biweekly deduction)
	coverage	<30	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65+
	25,000	.64	.95	1.11	1.58	2.37	4.11	7.11	9.64	20.53
	50,000	1.27	1.90	2.22	3.16	4.74	8.22	14.22	19.27	N/A
	75,000	1.90	2.85	3.32	4.74	7.11	12.32	21.32	28.90	N/A
	100,000	2.53	3.79	4.43	6.32	9.48	16.43	28.43	38.53	N/A
	125,000	3.16	4.74	5.53	7.90	11.85	20.53	35.53	48.16	N/A
	150,000	3.79	5.69	6.64	9.48	14.22	24.64	42.64	57.79	N/A
	175,000	4.43	6.64	7.74	11.06	16.58	28.74	49.74	67.43	N/A
	200,000	5.06	7.58	8.85	12.64	18.95	32.85	56.85	77.06	N/A
	225,000	5.69	8.53	9.95	14.22	21.32	36.95	63.95	86.69	N/A
	250,000	6.32	9.48	11.06	15.79	23.69	41.06	71.06	96.32	N/A
	275,000	6.95	10.43	12.16	17.37	26.06	45.16	78.16	105.95	N/A
	300,000	7.58	11.37	13.27	18.95	28.43	49.27	85.27	115.58	N/A
	325,000	8.22	12.32	14.37	20.53	30.79	53.37	92.37	125.22	N/A
	350,000	8.85	13.27	15.48	22.11	33.16	57.48	99.48	134.85	N/A
	375,000	9.48	14.22	16.58	23.69	35.53	61.58	106.58	144.48	N/A
	400,000	10.11	15.16	17.69	25.27	37.90	65.69	113.69	154.11	N/A