Benefits

Health Plan

The UA Choice health care plan features three levels of coverage - the 750 Plan, the High Deductible Health Plan (HDHP), and the Consumer-Directed Health Plan (CDHP) with a Health Savings Account - and an opt-out provision for employees with other coverage.  Annual plan deductibles and costs of coverage vary based on the level of coverage selected.

Making Your Health Care Plan Decision

Before you enroll . . .

Here are some ideas to help you compare your options, consider what's important to you and find the plans that best fit your health needs and financial situation. Remember, generally you may switch to a different health plan only during open enrollment, unless you have a major life event.

Cost

Think about the whole cost of coverage, your payroll deductions plus deductibles, copays and other out-of-pocket expenses. Use the Medical Cost Estimator Worksheet in the UA Choice Enrollment Guide to estimate your expenses under each medical plan option you're considering.  Click here to view the current rates for the employee health plan.  Click here to view the plan comparison, another useful tool.

 

 

FY16 Summary of Benefits and Coverage

Coverage dates of 7/1/14 - 6/30/15

750 Plan   High Deductible Health Plan (HDHP)  Consumer-Directed Health Plan (CDHP)

Glossary of Terms

 Benefits Overview

Brief introduction to benefits.  Programs include: Medical, Dental, Pharmacy, and Vision.

Prior Authorization

Some planned services and procedures require prior authorization to make sure they're medically necessary and eligible for coverage under the plan.  More information is available here or on Premera's website.

Links of Interest

The Handbook

Financially Interdependent Partner Imputed Income Rates
FY16 (pdf)

Statement of Financial Interdependence (pdf)

Explanation of Availability of Benefits Based on Financially Interdependent Relationship (pdf)

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