The University is self-insured for its benefit programs
MEDICAL: Blue Cross Blue Shield of Alaska administers the university's health care and dental care plans. The UA Choice health care plan features three levels of coverage and an opt-out provision. Annual plan deductibles vary based on the level of coverage selected. All plans have annual deductibles and out-of-pocket maximums. Using a Blue Cross network provider maximizes coverage. All plans have preventative benefits that are not subject to the deductible or coinsurance.
DENTAL: All UA Choice plans provide coverage at various levels for preventive, restorative and prosthetic dental services. Coverage may be subject to an annual deductible depending upon service received, and plan selected. Annual dental benefit maximum is $2,000.
PHARMACY: The UA Choice plan provides a three-tier benefit design for prescription drugs administered by CVS Caremark. Copays vary depending on whether you use a generic, preferred name brand or non-preferred brand name drug. Specialty pharmacy benefits are available for complex, chronic diseases and conditions. Additional savings are available to those who use the mail-order pharmacy at the Caremark website.