The university contracts with Blue Cross Blue Shield of Alaska to administer its health care plan. The UA Choice health care plan features three levels of coverage and an opt-out provision. Annual plan deductibles vary based on the level of coverage selected. All plans have annual deductibles and out-of-pocket maximums. Using a Blue Cross network provider maximizes coverage. All levels of coverage feature an annual $400 preventive benefit per person not subject to annual deductible. The benefit covers routine and preventive services, including physical exams and laboratory and x-ray services performed in connection with these exams. Benefits are provided at 100 percent of the allowable charge.
All UA Choice plans provide coverage at various levels for preventive, restorative and prosthetic dental services. Coverage may be subject to an annual deductible depending upon service received, and plan selected. The annual dental benefit maximum is $2,000.
PHARMACY: The UA Choice plan provides a three-tier benefit design for prescription drugs administered by CVS Caremark. Copays vary depending on whether you use a generic, preferred name brand or non-preferred brand name drug. Specialty pharmacy benefits are available for complex, chronic diseases and conditions. Additional savings are available to those who use the mail-order pharmacy at the Caremark website.
Vision services are similar with all levels of the UA Choice plan, with lenses and frame allowances varying based on plan selection. UA has contracted with Vision Services Plan (VSP) to provide discounts on a variety of vision-related services and supplies for all levels of coverage.